Are you looking for a perfect place to deposit your savings and earn a reasonable interest over a period? You might want to start by opening a Savings Account online to simplify your financial life further.
Online Savings Account opening might be the best thing for humankind since the technology was invented. Make use of your ideal money by quickly depositing it in an online Bank Account. Here is how:
Opening account online
- Firstly, ensure you are a Bank Account holder in the bank of your choice where you wish to open a Bank Account.
- Processing details instantly has gotten easier when you already have the list of documents handy with you. You find this list on the bank’s website. It is advisable to keep mandatory documents like Aadhaar, address proofs, and a PAN card with you.
- Now, visit the official website of the desired bank or download their banking app.
- Speed up the opening procedure with video-KYC on computers or smartphones with video and audio calling features.
- After your details get verified by the bank, your account is accessible immediately.
- Other starter kits for your Savings Bank Account get mailed by the bank post.
Required list of documents
Some of the documents that banks ask for online Bank Account are:
- Account opening form that includes all the details asked and affixing your photograph on the same.
- Choosing from a range of documents that serve as ID proofs:
- PAN Card
- Aadhaar Card
- Passport
- Driving License
- Voter ID Card
- Employee ID Card
- Other photo IDs provided by central or state government
- Banks accept permanent or temporary Address proofs such as:
- Passport
- Aadhaar Card
- Ration Card
- Driving Licence
- Utility Bills like electricity, telephone, gas, or water
- Rental lease/agreement
Service charges or fees associated with the account
Eligibility | Anybody above 18 years with KYC |
Initial Minimum Deposit | Rs. 500 |
Minimum Account Balance | NIL |
Maximum End of Day Balance | Rs. 1 lakh |
Monthly Average Balance (MAB) | NIL |
Annual Interest Rate | 2.25% (Applicable from 1st of Feb 2022) |
Interest Payment | Quarterly |
SMS Alerts | Rs. 10 Quarterly |
Account Statement | Free Monthly e-statement* |
Balance certificate per Instance | Rs. 50 |
Card/ KIT returned due to wrong address | Rs. 50 |
Bill Payments/ Re-charge | Free |
Cash deposit charges | Free |
Cash withdrawal charges | Free |
Virtual Debit Card Issuance | Rs. 25 |
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