Are you looking for a safe investment alternative to invest your idle funds and earn interest on the same? A Saving Bank Account is the best option for you. Thanks to online mode, you can now open one online at your own comfort. It eliminates the need for you to visit the bank branch to open a Savings Account physically.
However, if this is the first time that you are online Saving Account opening, here are a few essential things you should know:
Opening process
You need to visit the bank's official website where you would like to open the account. Remember that the bank should have provisions for online Bank Account opening. Find the new account opening option on the website and submit the application form. You need to provide your identification proof, address proof, and a few other documents to process your application.
Choose the right account type
Most banks now have many different types of Saving Account to meet different requirements of the customers. When you open one online, ensure that you check the features offered by the different types to make the best decision. There are Savings Account for women, kids, and even senior citizens. Such accounts provide additional benefits.
Getting the account number
After deciding on an account type and submitting the necessary documentation, you can open a Bank Account. You get a unique account number for future transactions. Once your account is functioning, sign up for Digital Banking to start using your account on the go. You need to fill a form with your account number and other personal information for the same. Most importantly, choose a username and password.
Using the net banking portal
Once your account is active and you have received a confirmation, use your account credentials to access your account online. Consider the online account for many transactions. You can do transactions through RTGS, IMPS, NEFT, etc., to pay online bills, open an online Fixed Deposit, transfer funds, apply for a Loan, and much more.
Banking apps
Most of the reputed banks in India also offer mobile apps to enable banking on the go. If your bank has a banking app, download them to access your online account anytime and anywhere. Like an online banking portal, the mobile app conveniently provides different features to meet your banking requirements.
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